Upgrade Your Ride Resources
For additional resources, check out all of our buying guides.
Side-by-Side (SxS) & UTV Buying Guide
Navigate UTV reviews and figure out what model makes the most sense for you.
Buy Insurance for ATV, UTV or Side-by-Side
Whether or not you need insurance for your off-road vehicle depends on where you live, how you purchase your vehicle and where you want to ride. Not all states require insurance for your ATV, UTV or side-by-side (SxS), however, many national parks and RV trails require coverage to ride on their land—even if the state doesn’t. Additionally, if you plan on financing your off-road vehicle, many lenders require comprehensive collision coverage in addition to state-mandated minimum liability coverage.
Even if insurance isn’t mandatory, it’s always wise to have it, regardless of your riding skill level. Much like car insurance, off-road vehicle insurance can limit your liability and reduce out-of-pocket expenses if something unexpected happens while riding.
The Complete Buying Guide for ATVs/4-Wheelers
